Journal

Cash is King (Still True in Japan)

By David Wright · Published

Japan may be famous for its technology, but in daily life, paper yen still rules. From ramen shops to temple donations, here’s why you’ll want cash in your wallet in 2025.

Japanese yen banknotes
Cash remains the most reliable payment method across Japan.
Did you know? ATMs in convenience stores like 7-Eleven and Lawson accept most foreign debit and credit cards—often with better rates than airport exchanges.

Why cash still matters

Even in 2025, Japan has not fully gone cashless. While cards and mobile wallets are widely accepted in big cities, plenty of businesses—especially family-run restaurants, temples, shrines, taxis, and countryside shops—still ask for yen.

Where you’ll need yen

  • Local eateries: Many ramen and izakaya spots use vending ticket machines—cash only.
  • Temples and shrines: Donations, charms, and fortune slips (omikuji) almost always require coins.
  • Rural areas: Outside of Tokyo, Osaka, and Kyoto, cash is often the default.
  • Taxis and transport: Though apps are growing, plenty of taxis still prefer bills.

How to manage cash smartly

  • Use ATMs at convenience stores: 7-Eleven, Lawson, and FamilyMart ATMs are reliable and have English menus.
  • Withdraw in moderate amounts: Japan is safe, but carrying huge stacks of cash isn’t necessary.
  • Keep coins handy: For lockers, vending machines, and small change at shrines.
  • Balance with cards: Use cards at hotels and department stores, cash for small daily needs.
Tip: Keep a small coin purse—it’s not old-fashioned here. Coins (¥100, ¥500) are essential and used daily.

The rise of mobile payments

Services like Suica Mobile, PayPay, and credit card tap-to-pay are spreading fast. Younger Japanese embrace them, but adoption is uneven. As a traveler, think of mobile pay as convenient but not guaranteed everywhere.

Bottom line

Cash remains king in Japan. Cards and mobile pay add convenience, but yen is still essential—especially if you want to explore beyond tourist hubs. Come prepared with a mix, and you’ll never get caught short.